Collaborative Custody for the XRP Ledger
The Definitive Multi-Sig Toolkit for XRPL Organizations
Built for DAOs, treasuries, and teams where no single person should hold the keys. Every transaction flows through your quorum — 31 transaction types, structured propose/review/approve workflows, and enterprise-grade security without custodians.
31
Transaction types
2FA
Two-factor auth
$0
Platform fees
100%
Self-custodied
4s
Settlement time
Core Platform
Multi-Signature Vault Management
31 transaction types through a guided proposal workflow — every action requires your team's approval before it touches the ledger.
Multi-Signature Proposals
Every transaction goes through a structured propose → review → approve workflow. No single point of failure — your quorum decides.
Payments & Trading
Send XRP and tokens, swap on the DEX, write checks — all with multi-signature approval before anything leaves the vault.
NFT Management
Mint, buy, sell, and transfer NFTs as a team. Accept or reject incoming offers with collective oversight.
Liquidity Pools
Create AMM pools, add and remove liquidity, bid for fee discounts, and vote on trading fees — all through your approval flow.
Escrow & Time-locks
Lock XRP for scheduled payments — payroll, subscriptions, and milestones. Release on a date or with a condition.
Checks & Access Control
Write postdated checks, whitelist depositors, reclaim issued tokens, and prove vault identity on-chain.
Built for Organizations That Can't Afford a Single Point of Failure
From DAO treasuries to enterprise compliance — X-Multi adapts to your team's structure and risk profile.
DAOs & Communities
On-chain treasury governance with transparent proposal history and weighted voting.
Teams & Companies
Payroll, vendor payments, and shared wallets with mandatory approval workflows.
NFT Projects
Mint, distribute, and manage collection royalties under collective custody.
Trusts & Estates
Joint accounts where multiple parties must agree before any funds move.
Token Issuers
Manage trust lines, clawback compliance, and deposit authorization from a shared vault.
Retail & POS (beta)
Accept XRP and RLUSD payments with built-in point-of-sale, receipts, and tax tracking.
How It Works
Three steps. No smart contracts. No custody risk.
Create or import a wallet
Generate a new XRPL wallet or import your existing seed phrase. Encrypted locally — your key never touches a server.
Set up your vault
Create a multisig vault, add signers with weighted quorum, and create tickets for parallel proposals.
Propose, approve, execute
Any signer proposes a transaction. Others review, comment, and co-sign. Once the threshold is met, submit it to the ledger.
For the individuals in your quorum
Built-in Signer Console
Your signers don't need a separate wallet app. X-Multi includes an encrypted signer console for the individuals who approve proposals — the same security model as the vault, on the same device they already use to govern it.
Enterprise-Grade Security, Zero Custody
Your keys are encrypted with AES-256-GCM and stored in your browser. No server, no cloud, no third party ever sees your seed. Multi-factor authentication adds an authenticator app or device passkey on top.
Free During Launch
Full platform access at no cost. No paywalls, no trial limits, no credit card required.
Everything included
$0
- 31 transaction types · multi-signature proposals
- Unlimited vaults, signers & personal accounts
- DEX trading, NFTs, AMM, escrow, checks, POS
- Encrypted vault · 2FA · multi-account switching
- Email notifications, address book, CSV export
Ready to Secure Your Organization's Assets?
Set up your first vault in under a minute. No smart contracts, no custody risk.